Rob wrote:
What I do need is any advice re adventure riding gear and what people are using.
I bought an RST Adventure Pro riding suit. Sounds wanky, but consists of jacket and pants with zip in/zip out thermal and waterproof layers, as well as removable Kevlar armour. The suit was brilliant in the cold of Iceland, most of the time I just wore a pair of bike shorts under the pants and a skivvy under the jacket. At worst I wore some thermal pants and a puffy vest as added warmth, but that was on REAL cold days.
The gear was comfortable, practice and relatively inexpensive. I bought 'run-out' model which cost les than $400 for both items. Definitely recommend you look at that, or something similar.